Bank of India Recruitment 2026 Bank of India just kicked off its 2026 recruitment drive, opening up 514 Credit Officer spots in the General Banking Officer (GBO) stream. If youβve got solid experience in banking, this could be a real step up. Theyβre looking for officers at three levels: MMGS-II, MMGS-III, and SMGS-IV. Basically, they want to boost their credit operations and tighten up risk management across the board.
They dropped the official notification in December 2025, and you can apply online between December 20, 2025, and January 5, 2026. Not a long window, so youβll need to move quick. Everything happens through the Bank of Indiaβs careers portal.
These roles are open to candidates from anywhere in India. Where you end up working depends on what the bank needs, so be ready for postings all over the country. To throw your hat in the ring, you need to meet certain education and experience requirementsβthese change depending on the grade youβre aiming for. At the very least, you need to be a graduate with relevant credit experience in scheduled banks or financial institutions. There are also specific age limits, all counted as of November 1, 2025.
The selection process checks both your know-how and your skills, with an online exam and possibly a personal interview. Theyβre aiming to pick the best people for the job. The pay isnβt bad eitherβstarting at around βΉ64,820 for MMGS-II and going up to βΉ1,20,940 for SMGS-IV, plus whatever perks and benefits come with the role. For mid- and senior-level banking professionals, this is a solid opportunity.
Bank of India Recruitment 2026 β Detailed Notification for 514 Credit Officer Posts
The Bank of India (BOI), one of Indiaβs leading public sector banks, has officially released its Recruitment Notification 2026 under Notification No. 2025-26/01, inviting online applications for 514 Credit Officer vacancies under the General Banking Officer (GBO) stream. This recruitment drive is aimed at strengthening the bankβs credit, risk assessment, and lending operations by inducting experienced and qualified professionals at mid and senior management levels.
These appointments are offered on a regular and permanent basis, making this recruitment an excellent career opportunity for banking professionals who aspire to work in a reputed Central Government-owned bank. Selected candidates may be posted anywhere across India, depending on the operational requirements of the Bank of India. The online application process will commence on 20 December 2025 and will conclude on 05 January 2026, and applications will be accepted only through the official BOI website.
Table of Contents
Bank of India Recruitment 2026 β Overview
| Particulars | Details |
|---|---|
| Organization Name | Bank of India |
| Notification Number | 2025-26/01 |
| Job Category | Central Government Jobs |
| Employment Type | Regular / Permanent |
| Total Vacancies | 514 Credit Officer Posts |
| Place of Posting | All Over India |
| Mode of Application | Online |
Important Dates
| Event | Date |
|---|---|
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
Candidates are advised to apply well in advance to avoid last-minute server congestion.
Post-wise Vacancy Distribution
The 514 Credit Officer vacancies are distributed across three management scales under the GBO stream.
| Post Name | Scale | Vacancies |
|---|---|---|
| Credit Officer β GBO Stream | MMGS-II | 418 |
| Credit Officer β GBO Stream | MMGS-III | 60 |
| Credit Officer β GBO Stream | SMG-IV | 36 |
| Total Vacancies | β | 514 |
Eligibility Criteria β Educational Qualification & Experience
(As on 01 November 2025)
Candidates must fulfill both educational qualification and work experience requirements as prescribed for the respective scale.
Credit Officer β GBO Stream (MMGS-II)
| Requirement | Details |
|---|---|
| Educational Qualification | Graduation in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university or institution. |
| Preferred Qualifications | CA / CFA / CMA (ICWA) OR MBA / PGDBM in Banking or Finance OR Two-year full-time Post Graduation in Banking, Finance, or any credit-related discipline. |
| Work Experience | Minimum 3 years of post-qualification experience, including at least 2 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Corporate Credit in PSBs, Private Banks, Financial Institutions, or Foreign Banks. |
Credit Officer β GBO Stream (MMGS-III)
| Requirement | Details |
|---|---|
| Educational Qualification | Graduation with 60% marks (55% for reserved categories) from a recognized institution. |
| Preferred Qualifications | CA / CFA / CMA (ICWA) OR MBA / PGDBM in Banking or Finance OR Two-year full-time Post Graduation in Banking, Finance, or credit-related fields. |
| Work Experience | Minimum 5 years of post-qualification experience, with at least 3 years in handling MSME, Commercial, Project, or Mid & Large Credit portfolios in recognized banks or financial institutions. |
Credit Officer β GBO Stream (SMG-IV)
| Requirement | Details |
|---|---|
| Educational Qualification | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) AND MBA/PGDBM OR Two-year full-time Masterβs Degree in any discipline OR CA/CFA/CMA (ICWA). |
| Preferred Certifications | IIBF Certificate courses in Credit, MSME, or International Trade Finance. |
| Work Experience | Minimum 8 years of post-qualification experience, including 5 years in MSME, Commercial Credit, Project Finance, or Mid & Large Corporate Credit in banks or financial institutions. |
Age Limit Details
(As on 01 November 2025)
| Post / Scale | Age Limit |
|---|---|
| Credit Officer β MMGS-II | 25 to 35 Years |
| Credit Officer β MMGS-III | 28 to 38 Years |
| Credit Officer β SMG-IV | 30 to 40 Years |
Upper Age Relaxation
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD (General/EWS) | 10 Years |
| PwBD (OBC) | 13 Years |
| PwBD (SC/ST) | 15 Years |
| Ex-Servicemen | As per Government norms |
Salary Structure and Pay Scale
Selected candidates will be offered attractive pay packages as per Bank of India norms.
| Scale | Pay Range (βΉ) |
|---|---|
| MMGS-II | βΉ64,820 β βΉ93,960 |
| MMGS-III | βΉ85,920 β βΉ1,05,280 |
| SMG-IV | βΉ1,02,300 β βΉ1,20,940 |
In addition to basic pay, officers are entitled to Dearness Allowance, House Rent Allowance/Leased Accommodation, Travel Allowance, Medical Benefits, Pension, and other applicable perks.
Selection Process
The selection procedure for Bank of India Credit Officer Recruitment 2026 will include the following stages:
- Shortlisting of Applications
- Online Examination and/or Personal Interview
- Final Selection based on merit and experience
The Bank reserves the right to modify the selection process depending on the number of applicants.
Application Fee Details
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | βΉ175 |
| Other Candidates | βΉ850 |
Mode of Payment: Online only (Debit Card, Credit Card, Net Banking, or UPI)
How to Apply for Bank of India Recruitment 2026
Eligible candidates should submit their applications online by following the steps below:
- Visit the official website.
- Navigate to the careers/recruitment section
- Complete online registration using valid details
- Fill in academic, professional, and experience details accurately
- Upload required documents and certificates
- Pay the application fee online
- Submit the application and download a copy for reference
π Bank of India Recruitment 2026Β &Β Apply Link TableΒ π
| π Resource | π Apply/View Link |
|---|---|
| π§Ύ Bank of India Recruitment 2026 Official Career Page | Click Here Link |
| πΒ Bank of India Recruitment 2026Β NoticeΒ Link | Click Here Link |
| π Bank of India Recruitment 2026Β Apply Link | Apply Now Link |
Stay tuned to the official site or https://2pdfonline.com/ for updates!
Summary
The Bank of India Recruitment 2026 for 514 Credit Officer posts is a significant opportunity for experienced banking professionals seeking career advancement, job security, and leadership roles in a prestigious public sector bank. With competitive salaries, nationwide postings, and a structured growth path, this recruitment drive is ideal for candidates with strong expertise in credit appraisal and financial management. Interested candidates should ensure they meet all eligibility criteria and complete the application process within the prescribed timeline.
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